Kenko Health, a health insur-tech company provides comprehensive plans focused on OPD expenses. On average, almost 75% of an individual’s lifetime health expenses are incurred outside the hospitals. Kenko is changing the old order of things by bringing in monthly healthcare plans that are economically priced to cover a wide range of expenses from doctor fees, medicine expenses, diagnostic tests and even non-prescription products and services such as infant care, vision care, dental care, hair and skincare.
Keeping customer experience at its core, founders Aniruddha Sen and Dhiraj Goel, set up Kenko Health in 2019. The duo has exposure to insurance companies and systems in the west as well as Southeast Asia. Through Kenko, the founders are looking to build the country’s first Health Management Organisation (HMO) - a holistic concept where companies don’t simply cover hospital expenses, but also, actively manage customers’ medical conditions, thereby leading to better long-term medical outcomes.
Terms of Usage
You can avail of services such as medicines, doctor appointments and more, worth your defined benefit every month. Anything you spend over and above, will be charged to you • OPD discount benefit for non-hospital expenses is applied on a monthly basis and expires every 30 days. However, lump sum OPD benefit can be accumulated for a period of up to 1 year. • Health benefits is on a 12-month basis from the date you start your subscription. If you cancel your subscription any time before the completion of the 12-month period, your account will be suspended. You can re-activate your account at any time and will need to complete the balance period with the balance benefits before a new 12-month period can start. Chat with us to understand this better • Prescriptions and doctor's advice procured outside of the Kenko network are not eligible for this plan • You do not need to mail us prescriptions, bills, notices, documents etc. We will stay in touch with you to collect any information that may be required for your treatments - as easy as taking a picture with your phone • Be cautious with the answers you provide us while taking the Kenko score - they may be used to determine your benefits at a later time, if found inaccurate